Petra Cephas Inc

Helping You With Your

Home Mortgage

Buying a home is a big step. At Petra Cephas, we help you understand your options and walk you through the paperwork so you can get into your new home without the stress.

✦ How We Help You

Why Work With Petra Cephas?

We believe in being honest and keeping things simple. We know that you want clear answers and quick updates. We use modern tools to make the paperwork move fast, but we are always available to talk on the phone if you have a question. You aren't just another file to us—you are a neighbor.

We Are On Your Side

We don't work for the big banks; we work for you. Our job is to look at different mortgage options and help you pick the one that fits your life and your budget.

Lots of Choices

Every person is different. We have access to many different mortgage programs. We will show you the facts so you can make a choice that you feel good about.

We Handle the Hard Parts

Mortgage paperwork can be confusing. Our team stays with you from the first day until the day you get your keys. We keep things organized and keep you updated every step of the way.

✦ About Petra Cephas

Buying a home is easy

when you work with the right team.

That’s why we act as

your personal mortgage shoppers.

Our mission is to earn your trust, and that is our first priority whenever you speak with anyone at Petra Cephas Residential Mortgage Brokers. We want to give you full confidence during the home buying process by making sure you have the tools and the clear advice you need to make a good decision.

We believe in the idea that the greatest among us should serve, and it is an honor and a privilege to have you as our client. We are focused on helping people and we are very passionate about our clients, our employees, and our partners. The name Petra Cephas means “Peter the Rock,” and our company is named after St. Peter the Disciple to represent a solid foundation for your mortgage needs. We are licensed to help homeowners in New Jersey, Pennsylvania, New York, California, and Florida.

Ready to

Get Started?

Petra Cephas Inc is a Mortgage Company dedicated to providing seamless communication throughout the home-buying process. We send customer support messages regarding your status, document reminders, and occasional updates. By providing your phone number, you consent to receive recurring automated and manual text messages; consent is not a condition of purchase. Message frequency varies, and message and data rates may apply.

You can cancel the SMS service at any time by texting STOP to the number from which you are receiving messages. For assistance, reply HELP or contact . Carriers are not liable for delayed or undelivered messages. We do not share or sell SMS opt-in data to third parties or affiliates for marketing purposes.

We are a dedicated team of mortgage professionals focused on providing clear guidance and a solid foundation for your home buying journey. Licensed in NJ, PA, NY, CA, and FL, we pride ourselves on a service-first approach, acting as your personal shoppers to find the right mortgage programs for your needs. At Petra Cephas, we believe in earning your trust through transparency and passionate support from the first conversation to the final milestone.

Reach Us

  • 6 Wills Way, Piscataway, New Jersey 08854

  • Email:

  • Phone: (732) 476-9230

Schedule

Monday - 9am to 6pm

Tuesday - 9am to 6pm

Wednesday - 9am to 6pm

Thursday - 9am to 6pm

Friday - 9am to 5pm

Saturday - Closed

Sunday - Closed

Copyright ©2026 | Petra Cephas Inc Company NMLS #1222300